How it Works

1 - Finance your home with Strategic Mortgage.
* We do not inflate your interest rate or closing costs. You’ll still get our low rates and fees—no tricks, just savings.

2 - Work with a Real Estate Essentials Realtor as your buyer’s agent.
*We believe Real Estate Essentials is one of the best real estate agencies in Utah, and we want to reward you for choosing them.

The Details

✅We cover the cost of your credit report and appraisal —but here’s how it works:

* You’ll pay for these upfront (as is standard practice), and we’ll credit you back at closing.

Why do we require upfront payment? Unfortunately, some people may take advantage of the system by switching to a different lender after we’ve already paid for these costs.

✅Your loan must close with Strategic Mortgage.

* If your loan doesn’t close, or if you switch lenders, no credit will be provided.

✅Your buyer’s agent must be a Real Estate Essentials Realtor at the time of closing.
* They’re the #1 fastest-growing agency in Utah for a reason!

✅Credit is capped at $1,000.
* We will credit back the actual cost of your appraisal and credit report, up to a maximum of $1,000. We cannot provide a credit exceeding either the cost of these items or the $1,000 limit.

✅New Applications only.
* This promotion is valid for applications created on or after 15 March, 2025 and cannot be used with any other promotion.

✅Buyers or agent must reference the promotion at time of application.

* We need to know upfront so that we can adjust and disclose the loan properly for compliance reasons.

Get a Low Rate & Save Big!

This is your chance to buy a home with some of the lowest rates available AND save up to $1,000. It’s a win-win!