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Mortgage Loans in South Ogden, UT

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Mortgage Loan

How the process works



There are a few critical documents we will need to verify to start your process.



The appraisal ensures the home you are buying is worth the price that is being offered.


Initial Underwriting

The Underwriter will verify that all information is accurate and authentic.


Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions.


Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met.



Signing the final documentation and receiving the keys to your new home!


All about South Ogden, UT

South Ogden is a city in Weber CountyUtah, United States with 17,199 residents. The population was 16,532 at the 2010 census. It is part of the OgdenClearfield, Utah Metropolitan Statistical Area. The current mayor is Russell L. Porter.

History of South Ogden, UT

The area was settled by members of the Mormon pioneers. Daniel Burch and his family arrived in Brownsville (Ogden) in 1848. Burch came from Kentucky with the Lorenzo Snow company of Utah pioneers. In 1850 the area was named Burch Creek in his honor. In 1852 the Weber Canal was built and Burch built a gristmill near its source in what is now Riverdale.

The Ogden City Council founded a six-room isolation facility for smallpox patients in Burch Creek in 1882. The area was a farming community with several dairy farms. There was little development until 1890 when extensive investments in land, both residential and commercial, took place.

Burch Creek Elementary and Junior High School was built in 1897. It was the first school in the area and was considered one of the most modern in the state. The first church building, the Ogden LDS 14th Ward, was erected in 1925.

In the 1930s Burch Creek was a farming community of about 800 people in need of more water. The water supply was augmented in 1934, a year of serious drought, when the Federal Drought Relief Agency financed the installation of a water supply line from Burch Creek Canyon. The question of annexing Burch Creek to Ogden was raised many times, but each time the proposal was rejected by a majority of the people. Burch Creek was in need of a sewer system, more water, roads, and sidewalks. In 1936 a committee petitioned Weber County commissioners to allow incorporation. The petition was granted and on July 6, 1936 the town of South Ogden was established.

South Ogden’s close location to Hill Air Force Base and the Ogden Arsenal led to a housing boom in the 1940s. By 1946 the population exceeded 3,600, and South Ogden became known as the “City of Homes.” The largest growth for the city came in the 1950s, at which time it grew by 150 percent. Because of this new growth, a new municipal building was constructed. The building also housed a fire station, and a new 1953 fire truck was purchased. Washington Boulevard was widened to four lanes south of 40th Street.


Geography and Demographics South Ogden, UT

According to the United States Census Bureau, the city has a total area of 3.7 square miles (9.5 km2), all land.

As of the census of 2000, there were 14,377 people, 5,193 households, and 3,873 families residing in the city. The population density was 3,917.1 people per square mile (1,512.5/km2). There were 5,459 housing units at an average density of 1,487.3 per square mile (574.3/km2). The racial makeup of the city was 91.51% White, 0.74% African American, 0.70% Native American, 1.45% Asian, 0.27% Pacific Islander, 3.18% from other races, and 2.15% from two or more races. Hispanic or Latino of any race were 7.35% of the population.

There were 5,193 households, out of which 34.9% had children under the age of 18 living with them, 59.9% were married couples living together, 10.8% had a female householder with no husband present, and 25.4% were non-families. 20.9% of all households were made up of individuals, and 9.6% had someone living alone who was 65 years of age or older. The average household size was 2.73 and the average family size was 3.18.

In the city, the population was spread out, with 27.3% under the age of 18, 11.7% from 18 to 24, 25.2% from 25 to 44, 20.1% from 45 to 64, and 15.8% who were 65 years of age or older. The median age was 34 years. For every 100 females, there were 97.0 males. For every 100 females age 18 and over, there were 93.4 males.

The median income for a household in the city was $46,794, and the median income for a family was $52,471. Males had a median income of $40,611 versus $25,856 for females. The per capita income for the city was $20,662. About 3.1% of families and 5.2% of the population were below the poverty line, including 6.3% of those under age 18 and 2.8% of those age 65 or over.


Strategic Mortgage

2564 Washington Blvd, Ogden, UT 84401

NMLS #2383709

Whether you are a seasoned real estate investor or a first-time homebuyer, we know what it is like to apply for a mortgage and we strive hard never to forget that feeling. We’re excited for the opportunity to earn your trust by offering the right mortgage for your unique financial scenario, providing competitive & fair pricing, and by making sure you are properly communicated to so you have the information you need to know.


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