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No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best deal possible!

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Mortgage Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.

2

Appraisal

The appraisal ensures the home you are buying is worth the price that is being offered.

3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic.

4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions.

5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met.

6

Closing

Signing the final documentation and receiving the keys to your new home!

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All about Ogden, UT

Ogden is a city in and the county seat of Weber County, Utah, United States, approximately 10 miles (16 km) east of the Great Salt Lake and 40 miles (64 km) north of Salt Lake City. The population was 87,321 in 2020, according to the US Census Bureau, making it Utah’s eighth largest city. The city served as a major railway hub through much of its history, and still handles a great deal of freight rail traffic which makes it a convenient location for manufacturing and commerce. Ogden is also known for its many historic buildings, proximity to the Wasatch Mountains, and as the location of Weber State University.

Ogden is a principal city of the Ogden–Clearfield, Utah Metropolitan Statistical Area (MSA), which includes all of Weber, MorganDavis, and Box Elder counties. The 2010 Census placed the Metro population at 597,159. In 2010, Forbes rated the Ogden-Clearfield MSA as the 6th best place to raise a family. Ogden has had a sister city relationship to Hof in Germany since 1954. The current mayor is Mike Caldwell.

Source: https://en.wikipedia.org/wiki/Ogden,_Utah

History of Ogden, UT

Originally named Fort Buenaventura, Ogden was the first permanent settlement by people of European descent in what is now Utah. It was established by the trapper Miles Goodyear in 1846 about a mile west of where downtown Ogden sits today.

In November 1847, Captain James Brown purchased all the land now comprising Weber County together with some livestock and Fort Buenaventura for $3,000 (equivalent to $87000 in 2021). The land was conveyed to Captain Brown in a Mexican Land Grant, this area being at that time a part of Mexico. The settlement was then called Brownsville, after Captain James Brown, but was later named Ogden for a brigade leader of the Hudson’s Bay CompanyPeter Skene Ogden, who had trapped in the Weber Valley a generation earlier. There is some confusion about which “Ogden” was the first to set foot in the area. A Samuel Ogden traveled through the western United States on an exploration trip in 1818. The site of the original Fort Buenaventura is now a Weber County park.

Ogden is the closest sizable city to the Golden Spike location at Promontory Summit, Utah, where the First Transcontinental Railroad was joined in 1869. It was known as a major passenger railroad junction owing to its location along major east–west and north–south routes, prompting the local chamber of commerce to adopt the motto, “You can’t get anywhere without coming to Ogden.” Railroad passengers traveling west to San Francisco from the eastern United States typically passed through Ogden (and not through the larger Salt Lake City to the south). However, Amtrak, the national passenger rail system, no longer serves Ogden. Passengers who want to travel to and from Ogden by rail must travel via FrontRunner commuter rail to Salt Lake City and Provo.

Source: https://en.wikipedia.org/wiki/Ogden,_Utah

Geography and Demographics Ogden, UT

Ogden is located at 41°13′11″N 111°58′16″W (41.2196, −111.9712), at the foot of the Wasatch Mountains. This is at about the same latitude as Benevent in Campania in southern Italy.

According to the United States Census Bureau, the city has an area of 26.6 square miles (69.0 km2), all land. Elevations in the city range from about 4,300 to 5,000 feet (1,300 to 1,500 m) above sea level.

From south to west to north, Ogden’s neighboring towns are South Ogden, Roy, West Haven, Marriott-Slaterville, Farr West, Pleasant View and North Ogden. The city is – like many others in the USA – characterized by a spacious, street grid with many blocks. The streets are numbered from north to south, which is expressed in the corresponding street names. By extending the numbers with directions (“E” for east and “W” for west) their relative relation to the central point is made clear. In the center of the city, the blocks from Union Station along 25th Street, the north-to-south oriented cross streets are named after former U.S. presidents such as Lincoln Avenue, Grant Avenue, Washington Boulevard, Adams Avenue, Jefferson Avenue, and Madison Avenue. The central connecting street in north–south orientation is Harrison Boulevard. The city area is divided into six districts: in the North End, including West Ogden, Downtown and East Central; in the East, including East Bench and Shadow Valley.

As of the census of 2010, there were 82,825 people living in the city. The population density was 2,899.2 people per square mile (1,119.3/km2). There were 29,763 housing units at an average density of 1,117.4/sq mi (431.4/km2). The racial makeup of the city was 75.02% White, 2.24% African American, 1.40% Native American, 1.20% Asian, 0.3% Pacific Islander, 3.7% from other races, and 3.7% from two or more races. Hispanic or Latino of any race were 23.64% of the population.

Source: https://en.wikipedia.org/wiki/Ogden,_Utah

Strategic Mortgage

2564 Washington Blvd, Ogden, UT 84401

NMLS #2383709

Whether you are a seasoned real estate investor or a first-time homebuyer, we know what it is like to apply for a mortgage and we strive hard never to forget that feeling. We’re excited for the opportunity to earn your trust by offering the right mortgage for your unique financial scenario, providing competitive & fair pricing, and by making sure you are properly communicated to so you have the information you need to know.

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