Skip to main content

Mortgage Loans in Layton, UT

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best deal possible!

Conventional

Learn More!

FHA

Learn More!

VA

Learn More!

Jumbo

Learn More!

Renovation

Learn More!

USDA

Learn More!
Mortgage Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.

2

Appraisal

The appraisal ensures the home you are buying is worth the price that is being offered.

3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic.

4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions.

5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met.

6

Closing

Signing the final documentation and receiving the keys to your new home!

DOWNLOAD OUR HOMEBUYER’S MORTGAGE GUIDE

All about Layton, UT

Layton is a city in Davis CountyUtah, United States. It is part of the Ogden-Clearfield Metropolitan Statistical Area. As of the 2020 census, the city had a population of 81,773, with 2021 estimates showing a slight increase to 83,291. Layton is the most populous city in Davis County and the ninth most populous in Utah.

Layton has direct access to Salt Lake CityOgdenSalt Lake City International AirportAntelope Island, and the FrontRunner commuter rail. Layton City is a leader in economic development for the region, with immediate adjacency to Hill Air Force Base, a large hospitality district (1,000+ hotel beds) and conference center, the Layton Hills Mall, multiple nationally recognized retail and food chains, the East Gate Business Park, and the Weber State University-Davis campus.

In 2014, Layton contributed $1.34 billion worth of retail sales activity, the second largest market north of Salt Lake City and seventh largest in Utah.

Source: https://en.wikipedia.org/wiki/Layton,_Utah

History of Layton, UT

Layton was settled in the 1850s as an outgrowth of Kaysville and is named after Christopher Layton, a Latter-day Saint settler and leader. It was included in the boundaries when Kaysville was incorporated as a city in 1868, but by the 1880s, many Layton residents wanted to separate from the city. They challenged Kaysville’s authority to tax their property, claiming they received no municipal services. This dispute reached the United States Supreme Court in 1894 as the case of Linford v. Ellison, which was decided in favor of the Layton property owners. The separatist movement finally succeeded in 1902, when Layton became an independent unincorporated area. After further growth, it was made an incorporated town in 1920.

The town’s population increased slowly; up until 1940 it was about 600. The creation of Hill Air Force Base to the north in 1940, followed shortly by the United States’ entry into World War II, led to a dramatic population increase. War workers streamed into the area; the 1950 census counted 3,456 people. Layton became a city, transformed from a farming town to a residential community. Growth slowed after the war, but Layton continued to develop as a suburban bedroom community, as those not employed at the Air Force base began commuting to the Salt Lake City or Ogden areas. The city continued to expand geographically, annexing surrounding parcels of land, including the adjacent town of Laytona and city of East Layton. In 1985, Layton passed Bountiful to become the most populous city in Davis County.

Source: https://en.wikipedia.org/wiki/Layton,_Utah

Geography and Demographics Layton, UT

Layton is located in the northern portion of the Wasatch Front, approximately 25 miles (40 km) north of Salt Lake City and 15 miles (24 km) south of Ogden. It is bordered by Clearfield to the northwest, Hill Air Force Base to the north, South Weber to the northeast, the Wasatch Mountains to the east, Kaysville to the south, Great Salt Lake wetlands to the southwest and Syracuse to the west.

According to the United States Census Bureau, Layton has a total area of 22.2 square miles (57.4 km2), of which 22.0 square miles (57.0 km2) is land and 0.15 square miles (0.4 km2), or 0.78%, is water.

As of the census of 2010, there were 67,311 people, 18,282 households, and 14,771 families residing in the city. The population density was 2,823.9 people per square mile (1,090.1/km2). There were 19,145 housing units at an average density of 924.6 per square mile (356.9/km2). The racial makeup of the city was 89.91% White, 1.61% African American, 0.53% Native American, 2.08% Asian, 0.27% Pacific Islander, 3.09% from other races, and 2.52% from two or more races. Hispanic or Latino of any race were 6.96% of the population.

There were 18,282 households, out of which 48.9% had children under the age of 18 living with them, 67.4% were married couples living together, 9.7% had a female householder with no husband present, and 19.2% were non-families. 15.2% of all households were made up of individuals, and 3.5% had someone living alone who was 65 years of age or older. The average household size was 3.19 and the average family size was 3.59.

Population was 35.1% under the age of 18, 12.1% from 18 to 24, 30.3% from 25 to 44, 16.8% from 45 to 64, and 5.7% who were 65 years of age or older. The median age was 27 years. For every 100 females, there were 101.7 males. For every 100 females age 18 and over, there were 100.1 males.

Source: https://en.wikipedia.org/wiki/Layton,_Utah

Strategic Mortgage

2564 Washington Blvd, Ogden, UT 84401

NMLS #2383709

Whether you are a seasoned real estate investor or a first-time homebuyer, we know what it is like to apply for a mortgage and we strive hard never to forget that feeling. We’re excited for the opportunity to earn your trust by offering the right mortgage for your unique financial scenario, providing competitive & fair pricing, and by making sure you are properly communicated to so you have the information you need to know.

GoogleFacebookLinkedInYouTubeTikTokInstagram

As seen on:

As seen on:

Check out our home loan grants and zero-down options!

Learn More