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Mortgage Loans in Farmington, UT

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best deal possible!

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Mortgage Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.

2

Appraisal

The appraisal ensures the home you are buying is worth the price that is being offered.

3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic.

4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions.

5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met.

6

Closing

Signing the final documentation and receiving the keys to your new home!

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All about Farmington, UT

Farmington is a city in Davis CountyUtah, United States. The population was 24,531 at the 2020 census. The Lagoon Amusement Park and Station Park transit-oriented retail center (which includes a FrontRunner train station) are located in Farmington.

Source: https://en.wikipedia.org/wiki/Farmington,_Utah

History of Farmington, UT

The region that is now Farmington was settled in 1847 by the Haight family, a Mormon pioneer family that established a farm and an inn. Five more pioneering families migrated to this region in the autumn of 1849. The region developed into an undefined community originally called North Cottonwood Settlement. In 1852, the territorial legislature picked North Cottonwood as the county seat and officially named it Farmington. Following orders from Daniel H. Wells and Brigham Young, Farmington residents built a wall around the city in 1853 under the direction of Major Thomas S. Smith. This walled townsite became known as “the Fort”. Early church meetings were held in a log school and then an adobe structure. The county courthouse was used for religious meetings from 1855 to 1863. The city’s ward moved back to the schoolhouse, and the first meetinghouse was dedicated in January 1864. By the early 1860s, the town of Farmington stretched for six miles between Centerville and Kaysville.

The Children’s Primary Association of The Church of Jesus Christ of Latter-day Saints was organized here on August 11, 1878. It was the birthplace of one of the longest-lived Latter-day Saint apostles, LeGrand Richards. His maternal great-grandfather, Joseph Lee Robinson, was the first bishop of what was then the North Cottonwood Ward. Lagoon Amusement Park was founded here in 1886 and occupies 100 acres (0.40 km2) of the city. Ezra T. Clark was an early settler of Farmington who later founded the Davis County Bank and built several houses in the area, some of which are located in the Clark Lane Historic District, listed on the National Register of Historic Places.

The city was ranked 12th on Money magazine’s “Best Places to Live” index in 2011.

Source: https://en.wikipedia.org/wiki/Farmington,_Utah

Geography and Demographics Farmington, UT

Farmington is located in east-central Davis County. It is bordered by Kaysville and Fruit Heights to the north and by Centerville to the south. The Wasatch Mountains are to the east, and the Great Salt Lake is to the west. According to the United States Census Bureau, the city has a total area of 10.0 square miles (25.8 km2), of which 9.8 square miles (25.5 km2) is land and 0.1 square miles (0.2 km2), or 0.96%, is water.

Lake-enhanced snowfall occurs frequently during the winter, and cool downslope mountain breezes occur on most summer evenings. Under the Köppen climate classification, Farmington experiences what may be classified as a hot-summer Mediterranean climate (Csa), despite not being on the west coast of an ocean like most Mediterranean climates. It may also be classified as humid continental (Dsa), if the boundary between continental and subtropical climate is an average January temperature of 0 °C (32 °F) rather than −3 °C (27 °F).

It is part of the OgdenClearfield, Utah Metropolitan Statistical Area.

In an 1850 census of Davis County, almost half of the Farmington residents were from New York. In the 2010 census there were 18,275 people, 5,148 households, and 2,769 families residing in the city with an average family size of 3.41. The population density was 1,557.8 people per square mile (601.1/km2). There were 5,339 housing units at an average density of 414.7 per square mile (160.0/km2). The racial makeup of the city was 95.1% White, 0.7% African American, 0.3% Native American, 0.9% Asian, 0.3% Pacific Islander, 1.0% from other races, and 1.6% from two or more races. Hispanic or Latino of any race were 2.98% of the population.

Source: https://en.wikipedia.org/wiki/Farmington,_Utah

Strategic Mortgage

2564 Washington Blvd, Ogden, UT 84401

NMLS #2383709

Whether you are a seasoned real estate investor or a first-time homebuyer, we know what it is like to apply for a mortgage and we strive hard never to forget that feeling. We’re excited for the opportunity to earn your trust by offering the right mortgage for your unique financial scenario, providing competitive & fair pricing, and by making sure you are properly communicated to so you have the information you need to know.

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